Health Insurance including Covid-19 Cover

  • The latest new version of Health Insurance has been underwritten since February 1, 2019 by Myanmar Currency.
  • Health Insurance cover can be purchased by every person between the age of 6 and 75 who is in good health.
  • Together with the Basic Health Insurance cover, one can also purchase Additional Health insurance cover and Optional (1) and (2) covers.
  • Basic Health insurance cover can be purchased up to 10 units.
  • For Covid-19, After 15 days of commencement date, if the insured is found Covid-19 positive, he or she can have benefits.
  • One can purchase Additional and Optional covers only after he/she has purchased covers according to Basic Health Insurance cover.
  • The units of Optional Health Insurance covers must not exceed the units of Basic Health Insurance cover purchased.
  • After the units of Basic Health Insurance cover have been purchased, one unit to ten units of the Additional Health Insurance cover and one unit to ten units of Optional Health Insurance covers (1) and (2) could be freely purchased according to one’s consent. The policy term is 1 year

 

Premium Table for Health Insurance

No Health Insurance Cover Age Group Individual Group
Half-yearly Yearly Monthly Quarterly Half-yearly Yearly
1 Basic Health Insurance cover 6-30 5600 11000 1000 2800 5300 10500
31-40 7300 14300 1200 3600 6900 13600
41-50 9000 17600 1500 4400 8600 16700
51-60 14600 28600 2500 7100 13900 27200
61-75 31400 61600 5300 15400 29800 58500
2 Additional Cover 1 6-75 8400 16500 1400 4200 8000 15700
3 Additional Cover 2 6-75 4500 8800 800 1200 4300 8400


Benefits for Health Insurance

No Health Insurance Cover and Unit Insurance benefits Cause of Indemnity Indemnity Amount(kyat)
1 Basic Health Insurance cover(Basic Unit)
  • Hospitalization of disease
  • Hospitalization of accident
  •  Death
  • Hospitalization with the intention of medical treatment
  • Death
  • 10000 kyats for each day of hospitalization
  • Maximum 60 days
  • 1,000,000 kyats for death
2 Additional Cover 1
  • Surgery
  • Abortion
  • Have surgery with anesthesia or local anesthesia
  • Accidental abortion or abortion due to illness, medical treatment for abortion ( pregnancy only after the health insurance is purchased)
  • Surgery
  • Actual expense or minimum 500,000 kyats
  • 300,000 kyats (exclude the units)
  • maximum  500,000 kyats for both surgery and abortion
3 Additional Cover 2
  • Clinical trial
  • Clinical trial  with the intention of medical treatment
  • 2500 kyats for one time and maximum 4 times

 

Additional benefits for Covid-19 of Health Insurance

Insurance Cover

Insurance benefits excluding Covid-19

COVID-19
Goverment Personnel,Retired Goverment Personnel Citizens
Hospitalization 1 day 1 unit  – 10,000 KYATS 1 day 1 unit – 14,000 KYATS 1 unit- 12,000 KYATS
1 day 10 units – 100,000 KYATS 1 day 10 units- 140,000 KYATS 1 day 10 units – 120,000 KYATS
60 days- 600,000 KYATS 60 days – 840,000 KYATS 60 days – 720,000 KYATS
Death 1 unit – 1,000,000 KYATS 10 units – 1,400,000 KYATS 10 units – 1,200,000 KYATS
10 units – 10,000,000 KYATS 10 units – 14,000,000 KYATS 10 units – 12,000,000 KYATS

 

  • For 1 unit of Basic Health Insurance cover, the insured could claim 10,000 kyats per day, and the maximum 60 days in the case of accidental hospitalization expenses. However, for the hospitalization by disease, the insured can only claim from the fourth day of hospitalization. 1,000,000 kyats could be claimed in the case of death by accident and disease.
  • For 1 unit of Additional Health Insurance cover, the insured can claim 10,000 kyats per day for maximum 60 days of hospitalization expenses. And kyats 1,000,000 could also be claimed for accidental death and death by disease only.
  • For 1 unit Optional Health Insurance cover (1), the insured could claim the actual expense of operation and / or minimum of 500,000 kyats. In the case of abortion, the insured can claim 300,000 kyats. For the case of both operation and abortion, the insured can claim 500,000 kyats. The insured can only claim once for these cases. For 1 unit of Optional Health Insurance cover (2), 2,500 kyats can be claimed once for hospitalization and going to the dispensary for the maximum four times ( i.e 10,000  kyats ).

All Products

Contact Phone Number

Admin Department

379088, 384865, 252372, 246902

Life Insurance Department

384881, 384876, 386919

Account Department

384870, 384868

Duty Room

379188

Fire, Engineering and Miscellaneous Insurance Department

251764, 384874, 384867

Marine, Aviation & Travelling Insurance Department

251761

Third-Party Liability Insurance Department

384864, 384873